Get the Right Loan
at the Best Rate
Home Loan, Personal Loan, Business Loan, Vehicle Loan, Education Loan, Government Scheme Loans & more — all processed from Rajgir, Nalanda, Bihar with expert guidance, fast approval & zero hidden charges.
All Types of Loans We Offer
We are authorized agents for 20+ banks & NBFCs. Below is the complete detail of every loan type we process — eligibility, amount, tenure & features.
Home Loan
Buy your dream home, construct a new house or renovate your existing property with a home loan at the most competitive interest rates across all leading banks and housing finance companies.
- Loan Amount: ₹5 Lakh to ₹5 Crore+Based on property value & income eligibility
- Tenure: Up to 30 Years (360 EMIs)Longer tenure = lower EMI burden
- Up to 90% of Property Value fundedLTV ratio depends on loan amount & bank policy
- Tax Benefit under Section 80C & 24(b)Save up to ₹3.5 Lakh in income tax annually
- Balance Transfer & Top-Up facility available
- Both Fixed & Floating interest rate options
Personal Loan
Instant unsecured personal loan for any purpose — medical emergency, wedding, travel, home renovation, debt consolidation or any personal financial need. No collateral required, minimal documentation.
- Loan Amount: ₹50,000 to ₹40 LakhBased on income, credit score & repayment history
- Tenure: 12 Months to 84 Months (7 Years)Flexible repayment as per your comfort
- No Collateral / Security requiredPurely income & CIBIL score based approval
- Disbursal within 24–72 working hoursAfter all documents & verification complete
- Prepayment allowed after 6–12 EMIs
- Salaried & Self-Employed both eligible
Business Loan
Fuel your business growth with working capital loans, term loans, machinery finance or overdraft facility from leading banks. Available for all business types — traders, manufacturers, service providers.
- Loan Amount: ₹1 Lakh to ₹2 CroreHigher amounts for established businesses with audited accounts
- Working Capital, Term Loan & OD FacilityChoose the facility best suited for your business need
- GST Registered businesses get faster approval
- Collateral-free options up to ₹50 Lakh (CGTMSE)Government guarantee scheme for small businesses
- Sole Proprietor, Partnership, Pvt Ltd all eligible
- Machinery & Equipment Finance also available
Vehicle Loan
Finance your new or used car, two-wheeler, truck or commercial vehicle at the best interest rates. Get up to 100% on-road price for new vehicles with fast processing from dealer to delivery.
- New Car: Up to 100% On-Road PriceEx-showroom + insurance + registration all covered
- Used Car: Up to 85% of vehicle valuationVehicle age max 10 years at loan maturity
- Two-Wheeler Loan: ₹30,000 to ₹5 Lakh
- Commercial Vehicle: Truck, Tractor, Bus financeFleet finance & transport business loans also available
- Tenure: 12 to 96 Months (8 Years)
- Same-day approval for salaried with good CIBIL
Education Loan
Invest in your future with an education loan that covers tuition fees, hostel charges, books, laptop and living expenses for studies in India or abroad. Moratorium period available during course duration.
- India Studies: Up to ₹20 LakhIIT, IIM, Medical, Law, Engineering colleges covered
- Abroad Studies: Up to ₹1.5 CroreUSA, UK, Canada, Australia, Germany top destinations
- Moratorium: Course period + 6–12 monthsNo EMI during study period — only simple interest
- Tax benefit: Full interest deduction under Sec 80E
- Collateral-free up to ₹7.5 Lakh (most banks)
- Covers fees, hostel, books, laptop & travel
Loan Against Property
Unlock the value of your property to get a large secured loan at lower interest rates. Use the funds for business expansion, wedding, medical treatment, debt consolidation or any major expense.
- Loan Amount: Up to 60–70% of property valueBoth residential & commercial property accepted
- Loan Range: ₹10 Lakh to ₹10 Crore+Higher amounts for prime location properties
- Tenure: Up to 15 Years with flexible EMI
- Property remains in your possessionOnly documents mortgaged — you continue to use property
- Balance Transfer available at lower rates
- Self-employed & business owners preferred
PM Mudra Yojana
Pradhan Mantri MUDRA Yojana (PMMY) provides loans up to ₹10 Lakh to non-corporate, non-farm small & micro enterprises. Available for all types of small businesses, vendors, artisans & traders.
- Shishu: Up to ₹50,000For businesses in early/startup stage
- Kishore: ₹50,001 to ₹5 LakhFor established businesses needing growth capital
- Tarun: ₹5 Lakh to ₹10 LakhFor businesses with proven track record
- No Collateral required for all 3 categoriesFully collateral-free government guaranteed loan
- Available for SC/ST/OBC with priority processing
- Vegetable vendors, tailors, mechanics all eligible
PMAY – Housing Scheme
Pradhan Mantri Awas Yojana (PMAY) — "Housing for All" mission offers interest subsidy under Credit Linked Subsidy Scheme (CLSS) to make home ownership affordable for lower & middle income families.
- EWS (Annual income up to ₹3 Lakh): 6.5% subsidyMax subsidy ₹2.67 Lakh on loan up to ₹6 Lakh
- LIG (₹3–6 Lakh income): 6.5% interest subsidyOn eligible loan amount of ₹6 Lakh
- MIG-I (₹6–12 Lakh income): 4% subsidyOn eligible loan amount of ₹9 Lakh
- MIG-II (₹12–18 Lakh income): 3% subsidyOn eligible loan amount of ₹12 Lakh
- First-time home buyers only (no existing house)
- Women co-applicant preferred for EWS/LIG
Startup India Loan
Special loan scheme for DPIIT-registered startups with government support, easy collateral norms and concessional interest rates. Designed to fuel innovation and new business creation in India.
- Loan up to ₹50 Lakh — collateral-free (CGTMSE)Government guarantee covers bank risk — no collateral needed
- SIDBI Fund of Funds: ₹10 Lakh to ₹25 CroreFor high-growth potential startups via AIFs
- Standup India: ₹10 Lakh to ₹1 Crore for SC/ST/Women
- 3-year tax exemption for eligible startups
- DPIIT registration support provided by us
- Repayment holiday of 12–18 months available
Loan Comparison Chart
| Loan Type | Interest Rate | Max Amount | Max Tenure | Collateral | Processing Time |
|---|---|---|---|---|---|
| Home Loan | 8.40%+ | ₹5 Crore+ | 30 Years | Property | 7–15 Days |
| Personal Loan | 10.50%+ | ₹40 Lakh | 7 Years | None | 24–72 Hours |
| Business Loan | 11.00%+ | ₹2 Crore | 10 Years | Optional | 5–10 Days |
| Vehicle Loan | 7.90%+ | 100% On-Road | 8 Years | Vehicle | 1–3 Days |
| Education Loan | 8.85%+ | ₹1.5 Crore | 15 Years | Partial | 7–14 Days |
| Loan Agst Property | 9.50%+ | ₹10 Crore+ | 15 Years | Property | 10–20 Days |
| PM Mudra Yojana | Subsidized | ₹10 Lakh | 5 Years | None | 7–15 Days |
| PMAY Housing | + Subsidy | ₹5 Crore+ | 30 Years | Property | 15–30 Days |
| Startup India | Concessional | ₹25 Crore | 7 Years | None (CGTMSE) | 10–20 Days |
How to Get Your Loan Approved
Our 5-step process ensures fastest loan approval with minimum paperwork and zero confusion.
Free Enquiry
Call us or fill the online form. Tell us your loan requirement, purpose & approximate amount needed.
Expert Consultation
Our loan expert analyzes your profile and recommends the best loan product & bank with lowest rate.
Document Collection
We guide you on exact documents needed. We verify, organize & prepare your complete application file.
Bank Processing
We submit & actively follow up with the bank for credit appraisal, property valuation & legal check.
Disbursement
Loan sanctioned & amount credited directly to your bank account. We assist in post-disbursement queries too.
Required Documents
Documents vary by loan type. Click on each category to see the exact list. We help you collect & verify all documents for FREE.
- Aadhaar Card (Original + Photocopy)Both front & back required
- PAN CardMandatory for all loans above ₹50,000
- Passport Size Photographs (4–6 copies)
- Last 3 Months Salary SlipsOriginal signed by employer / HR department
- Form 16 for last 2 yearsIssued by employer — shows TDS deducted
- Bank Statement — Last 6 Months (Salary Account)Showing regular salary credits & no EMI bounces
- Employment / Appointment LetterOr ID card issued by current employer
- Address Proof (Aadhaar / Utility Bill / Rent Agreement)
- Aadhaar Card + PAN Card (Personal)
- Business Registration ProofShop Act / GST Certificate / Partnership Deed / MOA & AOA
- ITR with Computation — Last 2 YearsSigned by CA with income computation sheet
- Audited Balance Sheet & P&L — Last 2 YearsCA certified for loans above ₹25 Lakh
- Business Bank Statement — Last 12 MonthsShows business turnover & cash flow
- GST Returns — Last 12 Months (if applicable)
- Office Address Proof (Rent Agreement / Utility Bill)
- Passport Size Photographs (4–6 copies)
- Sale Agreement / Allotment LetterRegistered sale agreement from seller or builder
- Property Title Deed / Chain of Title DocumentsAll previous sale deeds showing clear title history
- Approved Building Plan / Layout PlanSanctioned by local Municipal Authority
- NOC from Builder / Housing SocietyRequired for resale flat or builder property
- Encumbrance Certificate (EC) for last 15 yearsConfirms property is free from legal dues
- Property Tax Receipts (last 2 years)
- Occupancy Certificate / Possession Letter (resale)
- Aadhaar Card + PAN Card
- Driving LicenseValid DL required for all vehicle loans
- Income Proof (Salary Slip / ITR / Form 16)
- Bank Statement — Last 6 Months
- Vehicle Quotation from DealerPro-forma invoice showing on-road price breakdown
- For Used Vehicle: RC Book + Insurance + Valuation ReportVehicle not older than 10 years at loan maturity
- Passport Size Photographs (2–4 copies)
- Aadhaar Card + PAN Card (Applicant & Co-applicant)
- Business Address Proof (Utility Bill / Rent Agreement)
- Business Proof / Registration CertificateGST, Shop Act, Udyam Registration Certificate
- Bank Statement — Last 6–12 Months
- Quotation for machinery / equipment / stock purchaseIf loan is for buying equipment or raw material
- Caste Certificate (for SC/ST/OBC priority schemes)
- PMAY: Self-declaration of no existing house ownership
- Startup India: DPIIT registration certificate
We Handle Your Documents
You don't have to worry about which document goes where. Our team will:
- Guide you on exact documents needed
- Verify all documents before submission
- Prepare complete application file
- Follow up at bank on your behalf
- Update you at every step
Calculate Your Monthly EMI
Loan EMI Calculator
Enter loan details to instantly calculate your monthly EMI, total interest & total payable amount.
Who Can Apply?
Age Criteria
Minimum 21 years at time of application. Maximum 65 years (salaried) or 70 years (self-employed) at loan maturity. Senior citizen schemes available separately.
Minimum Income Requirement
Salaried: Minimum ₹15,000/month net take-home salary. Self-employed: Minimum ₹2 Lakh annual net profit as per ITR. Co-applicant income also considered.
CIBIL Credit Score
Minimum 700+ CIBIL score required for best interest rates. 650–700 score — approval possible at slightly higher rates. Below 650 — we help improve your score first through our CIBIL service.
Employment / Business Stability
Salaried: Minimum 1 year with current employer (2+ years preferred). Self-employed: Minimum 2 years of business existence with filed ITR. Both Govt & Private sector employees accepted.
Frequently Asked Questions
Ready to Apply for Your Loan?
Get free consultation from our loan experts today. We find you the best deal from 20+ banks — fast, transparent & hassle-free from Rajgir, Bihar.
Apply for Loan Now Call: 8084518464